Membership
The Antidote to Financial Hype.
You don't need to be brilliant. You just need to avoid certain mistakes. We help you avoid the expensive unforced errors that destroy wealth.
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Philosophy
The Game Is Rigged. Win Anyway.
The financial industry often sells Complexity and Activity. At the heart of that problem are incentives. LongtermTrends is built around Simplicity and Endurance. Disciplined long-term investors earn better returns by avoiding the mistakes that interrupt compounding. We build systems that let you sleep at night.
Membership
LongtermTrends Membership
Start free. Upgrade when you want tools, reports, and member support
built for long-term investors.
Target audience
The mistakes change with your stage.
Successful investing is mostly about avoiding preventable mistakes. Early on, that means starting simple and not getting pulled around by cash anxiety, FOMO, or complexity. Later, the costly mistakes get bigger: fees, taxes, estate planning, concentration risk, and major life decisions all deserve a second set of eyes.
For The Wealth Builder
You are still accumulating. The danger is getting pulled between cash anxiety, market hype, and complicated strategies. Start with a simple, low-cost system, then use evidence to decide what belongs in it.
For The Wealth Preserver
You have more to protect. Now you must keep it. Unforced errors destroy empires. Use decision frameworks to stay disciplined, and lean on a peer network that helps you avoid behavioral mistakes.
Transparent incentives
How LongtermTrends is paid.
LongtermTrends is supported by members like you and selected partner referrals. We make those incentives visible because a recommendation should still make sense after you know who gets paid.
Members fund LongtermTrends
Your membership supports LongtermTrends directly. You get member tools, reports, meetups, Discord access, and direct support, while helping keep the site focused on evidence, transparent incentives, and long-term decisions.
How partner offers work
Some partners pay LongtermTrends a commission when readers sign up through our links. Everybody wins. The partner gets a customer, LongtermTrends gets paid, and you receive a welcome gift and membership benefit that help you stay on a simple, low-cost, long-term wealth-building path.
Flagship publication
The Weekly Macro Report
The single page you need to stay up to date. We aggregate the signals, filter the noise, and give you the complete picture in one place.
View Latest Report →Regime tool
The Macro Compass
See how assets have behaved across different macro regimes. Useful context for allocation decisions, not a market-timing signal.
Explore The Compass →AI planner
Investment Co-Pilot
An AI-powered educational tool built on the Simple, Cheap, Safe, and Easy philosophy from John Y. Campbell's research. The Co-Pilot helps you draft an Investment Policy Statement (IPS) around the trade-offs in your own inputs.
Open Co-Pilot →
Retirement planning
FIRE Agent
Model Financial Independence and Retire Early (FIRE) scenarios with more transparency. The FIRE Agent uses deterministic Python calculations and Bill Bengen's updated research to show the assumptions behind the result.
Try FIRE Agent →
Network
Connect With Long-Term Investors
Stay close to people who care about evidence over hype, patience over FOMO, and disciplined strategies over constant reaction.
How peers help each other stay disciplined
- ✓Discuss markets with like-minded long-term investors.
- ✓Share research for evidence-based feedback.
- ✓Get support when hype or FOMO tests your strategy.
- ✓Pressure-test assumptions before behavioral mistakes get expensive.
- ✓Get event announcements for meetups and updates.
FAQ